Charges & Fees

SR.NO PARTICULARS CHARGES FROM 01/08/2017 (Charges+GST18%)
1 MEMBER I-CARD FEE 30 + GST
2 DUPLICATE MEMBER I-CARD FEE 45 + GST
3 DUPLICATE PASSBOOK- SAVING, RECURRING, LOAN etc. 45 + GST
4 DUPLICATE FD RECEIPT ON STAMP PAPER OF CHARGES 45 + GST
5 DUPLICATE DEMAND DRAFT/PAY ORDER/CANCELLATION CHARGES 45 + GST
6 DUPLICATE CERTIFICATE -REGISTRATION ON LIEN/RELEASE OF LIEN 90 + GST
7 CTS 2010 CHEQUE BOOK SAVING 15 Pgs. 60 + GST
8 CTS 2010 CHEQUE BOOK CURRENT/CASH CREDIT 30 Pgs 120 + GST
9 CHEQUE RETURN CHARGES( PER CHEQUE)  
  1] INWARD CHEQUE RETURN CHARGES 175 + GST
2] OUTWARD CHEQUE DISHOUNOUR CHARGES 45 + GST
3] CHEQUE RETURN CHARGES FOR FINANCE COMPANY 265 + GST
4] ECS RETURN CHARGES (PER ECS) 265 + GST
5] OUTWARD ECS RETURN CHARGES(PER ECS) 265 + GST
10 CHEQUE STOP PAYMENT CHARGES (EXCEPT LOST CHEQUE) PER CHEQUE 45 + GST
11 SIGNATURE VERIFICATION/ACCEPTANCE OF NEW ECS 90 + GST
12 CASH CREDIT- MINIMUM 70% AMOUNT NOT UTILISED OVER ON SANCTION LIMIT 2%
13 CASH CREDIT- COMMITMENT CHARGES IF NOT PRESENCE OF  STOCK STATEMENT CHARGES 2%
14 SAVINGS/CURRENT/RECCURING A/C  CLOSED BEFORE 1  YEAR 45 + GST
15 A/C STATEMENT CHARGES - SAVINGS/CURRENT/RECURRING PER PAGE(EXCEPT FIRST STATEMENT OF CURRENT ACCOUNT/CASH CREDIT 15 + GST
16 POSTAGE CHARGES (PER HEAD)  
  1] LETTER 45 + GST
2] SPEED POST & ACTUAL EXPENCES 65 + GST
3] REGISTER AD & ACTUAL EXPENCE 65 + GST
4] DEMAND NOTICE  90 + GST
5] ATTACHMENT NOTICE  130 + GST
17 MEMBER FORM(GREEN) 45 + GST
18 NOMINAL MEMBER FORM(GREEN) 45 + GST
19 ALL TYPES OF LOAN FORM WITH OFFICE FILE 90 + GST
20 NO DUES CERTIFICATE 45 + GST
21 NO OBJECTION CERTIFICATE (EXCEPT NO DUES CERTIFICATE) 45 + GST
22 LOAN DOCUMENTARY FEE  
  1] Rs. 1,00,000/- TO 3,00,000/- 265 + GST
2] Rs. 3,00,001 To 5,00 000/- 435 + GST
3] Rs. 5,00,001 To 10,00,000/- 1740 + GST
4] Rs. 10,00,001 To 50,00,000/- 6525 + GST
5] Rs. 50,00,001 Above 8700 + GST
23 GOLD LOAN DOCUMENT CHARGES PER THOUSAND 4 + GST
  MINIMUM CHARGES 265 + GST
MAXIMUM CHARGES 1305 + GST
24 SALARY SECURED LOAN  
  1] UP TO Rs. 2,00,000/- 435 + GST
2] ABOVE 2,00,000/- 610 + GST
25 SOLVENCY CERTIFICATE PER 1 LAKH 130 + GST
26 COMMISSION ON BANK GUARENTY(MINIMUM CHARGES FOR PER 1YEAR 1 LAKH)  130 + GST
27 COMMISSION ON BILL PURCHASE & BILL DISCOUNT(PER 1 THOUSAND) 9 + GST
28 MINIMUM 45 + GST
  1] OUTWORDS BILL COMMISION(O.B.C)(PER 1 THOUSAND) 7 + GST
2] OTHER BANK COMMISSION /POSTAGE CHARGES/ MINIMUM COMMISSON ON POSTAGE 65 + GST
3] COMMISSION + POSTAGE CHARGES 20 + 60 + GST
29 COMMISSION ON DEMAND DRAFT/PAY ORDER  
  1] UPTO Rs. 5,00,000/- (PER 1 THOUSAND) 4 + GST
2] MAXIMUM UPTO  RS-5,00,000/- 655 + GST
3] RS-5,00,001 TO ABOVE (PER 1 THOUSAND) 4 + GST
4] MAXIMUM ABOVE 5,00,000/- 1305 + GST
5] MINIMUM 45 + GST
30 CANCELLATION OF DEMAND DRAFT/PAY ORDER (PER HEAD)  45 + GST
31 NEFT Charges  
  1] UPTO Rs. 10,000/-  3 + GST
2] Rs. 10,001/- To Rs.1,00,000/-  5 + GST
3] Rs. 1,00,001/- To Rs.2,00,000/- 15 + GST
32 RTGS Charges  
  1] Rs. 2,00,001/- To  Rs.5,00,000/- Rs 25/- + service charges 25 + GST
2.ABOVE Rs. 5,00,001/-  Rs -50/- + service charges 50 + GST
33 IMPS Charges  
  Rs. 1,000/- To Rs. 50,000/- 10 + GST
Rs. 50,000/- To Rs. 1 To 2 Lakh 20 + GST
34 LOCKER RENT(MINIMUM 3 YEARS ADVANCE RENT/PER YEAR + SERVICE TAX  
  1.SMALL LOCKER 800 + GST
2.MEDIUM LOCKER 1000 + GST
3.BIG LOCKER 2500 + GST
35 VISIT FEE FOR LOAN   
  1. UPTO  Rs. 5,00,000/-  435 + GST
2. Rs. 5,00,001 To 10,00 000/- 655 + GST
3. Rs. 10,00,001 To 25,00,000/- 900 + GST
4. Rs. 25,00,001 To 50,00,000/- 1305 + GST
5. Rs. 50,00,001  TO 1,00,00,000/- 1740 + GST
6. RS- RS 1,00,00,000/- ABOVE 2200 + GST
36 RTO TRADE CERTIFICATE CHARGES  
  1.FOR TWO WHEELER 220 + GST
2.FOR THREE WHEELER 265 +GST
3.FOR CAR, TAXI, JEEP, 407 TEMPO, (LMV)  1305 + GST
4.FOR 909 TEMPO TO TRUCK (MLV) 1740 + GST
5.FOR JCB CONTAINERS CANE, ROAD ROLLER,(HMV) 2200 + GST
37 ATM CARD  
  1.Rupay ATM Debit Card Form 5 + GST
2.YEARLY CHARGES 100 + GST
3.DUPLICATE  CARD CHARGES 200 + GST
4.FOR NEW PIN NUMBER 50 + GST
5.FOR CHANGES IN OPERATION AUTHORITY 100 + GST
6.EXTRA CARD CHARGES (FOR JOINT A/C HOLDER)EACH CARD 100 + GST
7.EVERY MONTH FIRST 5 TRANSACTIONS(FINANCIAL/ NON FINANCIAL BOTH) NIL
8.AFTER THIS FOR EACH FINANCIAL TRANSACTION  15 + GST
9.AFTER THIS FOR EACH NON FINANCIAL  TRANSACTION 8 + GST
38 LOAN RECOVERY CHARGES  
  1.FROM HEAD OFFICE UP TO 100 KM. 265 + GST
2.FROM HEAD OFFICE UP TO 150 KM. 435 + GST
3.FROM HEAD OFFICE UP TO 200 KM. 700 + GST
4.FROM HEAD OFFICE UP TO 250 KM. 1305 + GST
5.ACQUISITION OF VEHICLE (EXCEPT JCB) 610 + GST
6.ACQUISITION OF JCB MACHIN 4350 + GST
7.ACQUISITION OF MACHINERY/POKLAND BREAKER 655 + GST
8.RENT OF ACQUIRED OF LMV FOR RECOVERY 220 + GST
9.FOR HEAVY VEHICLE , MACHINARY PER DAY 655 + GST
39 RELEASE DEED CHARGES (EEVRY TIME) 175 + GST
40 RESANCTION OF LOAN  
  1.UPTO RS 5,00,000/- 435 + GST
2.ABOVE RS 5,00,000/- 900 + GST
41 Cancellation Charges of Loan Form(Before Loan Sanction) 90 + GST
42 Cancellation Charges of Loan Form(After Loan Sanction) 90 +GST
43 DUPLICATE GOLD LOAN RECEIPT ON STAMP PAPER OF CHARGES 90 + GST 
44 CIBIL CHARGES  
  1. FOR CONSUMER REPORT 130 + GST
2. FOR COMMERCIAL REPORT 900 + GST
45 MEMBER ENTRANCE FEE 100 + GST
45 NOMINAL MEMBER FEE 100 + GST
46 SHARE TRANSFER FEE(PER SHARE 25) 1 + GST