BENIFITS

  • Loan Limit : is maximum Upto Rs. 5.00 Lacs.
  • Repayment : is maximum 84 months.
  • No Pre-payment Penalty.
  • Rate of Interest : is Applicable from time to time.
  • Service Charges : are Applicable from time to time.
  • Margin : is Applicable from time to time.

ELIGIBIITY

  • For Salaried Persons :
    • Employees of reputed and financially sound organization.
    • Minimum Gross take home salary of INR.15,000/- per month and Confirmed service for at least one year.
  • For businessmen & Professionals : Business should have establishment of minimum of three years.
  • Co-Applicant : Spouse /parents of the applicant can be taken if required.
    • Business should have establishment of minimum of three years.
  • Co-Applicant : Spouse /parents of the applicant can be taken if required.

DOCUMENTS

  • Duly filled form with :
    • Income Proof of Applicant(s) & Guarantor(s)
    • Residential Proof of Applicant(s) & Guarantor(s)
    • PAN Card of Applicant(s) & Guarantor(s)
    • KYC of Applicant(s) & Guarantor(s)
  • No Prime Security
  • Two Acceptable Guarantors and Security holders to be also taken as guarantors.
  • Other Charges : One Upfront EMI, Franking Charges, etc

Duration Rates
UPTO 3,00,000/- 12%
3,00,001 To 5,00,000/- 12.50%
5,00,001 To 7,00,000/- 13%